The provincial government recently made a number of changes to the legislation governing motor vehicle insurance in British Columbia.
One of these changes affects the liability section of your policy and makes specific reference to “a person who is living with and as a member of the family of the owner of the vehicle.”
The effect of this change is that neither we, the insurance company, nor you, the insured, are able to use the terms of the coverage to prohibit that person from using or operating the vehicle, nor exclude them from the coverage, nor provide different limits of coverage.
In turn, this means that your Declaration page now needs to show the names of all licensed drivers in your household, whether or not they drive your vehicle.
Given that we did not ask you for information about other drivers when you first insured your vehicle with Canadian Direct, we are now asking that you provide it to us by means of the questionnaire.