BC Auto Insurance

Benefits in British Columbia

You will find described in your summary or quote a number of added benefits and coverages from Canadian Direct Insurance. These are described in detail in the policy information and are subject to conditions and limitations. It is important that you read these four full descriptions. In general terms, the extra coverages include:

Emergency Road Service

This coverage reimburses you up to $60CAD, once per policy term, upon presentation of receipts for towing and emergency service expense necessary due to the disablement of your automobile.

Loss of Use Due to Theft

(Comprehensive Coverage) Loss of Use Due to Theft reimburses you for a rental car if your automobile is stolen. Loss of Use Due to Theft reimburses you up to $30CAD per day to a maximum of $900CAD per occurrence. Coverage comes into effect from the time you notify Canadian Direct Insurance and ends on the date: a) your car is repaired, b) a payment to settle your claim is offered, or c) the $900CAD limit is reached, whichever happens first. 

Lock Re-Keying

(Comprehensive Coverage) If your keys or transmitter are stolen, Canadian Direct Insurance pays up to $100CAD for the replacement or re-coding of your locks, subject to your Comprehensive deductible. For example, if the cost of re-keying is $250CAD, your deductible would be $100CAD, Canadian Direct Insurance would pay $100CAD.