Additional Coverages Available in Alberta

The following are some of the items commonly added to a home insurance policy. They are subject to the exclusions and conditions set out in the policy. If you have items or special requirements not listed here, please contact one of our insurance advisors to discuss your coverage options.

Watercraft Coverage

We can increase the policy limits on most watercraft up to 40 feet in length. * We do not insure high performance vessels or watercraft equipped with jet water propulsion systems. 

Home Business Extension

Just as Canadian Direct Insurance home insurance policy protects your personal property and personal liability, our home business extension will cover the business portion of your property and liability. 

Subject to the exclusions and conditions set out in the policy, this extension will also cover expenses due to interruption of your home business. In other words, if you cannot continue your home-based business because of an insured loss to your dwelling, you'll be covered for the expenses to keep the business up and running and for the income you lose during the time you are not able to continue the business. 

Select home-based businesses in the following categories may be eligible. Talk to a Canadian Direct Insurance Advisor for details:

• Office Work
• Professional Consultants
• General Services/Crafts

Increased coverage amounts on property with specific limits:

You can purchase increased limits of coverage on some items such as bicycles, jewellery, furs, business property, and coin, stamp, and sport card collections.