BC Home Insurance

Home Rates for British Columbia

Rates are based on rates in effect January 1, 2004 and on the following information:

  • Age of Home 20 years
  • Age of Insureds 45 years old
  • Owner occupied
  • 10 years claims free insurance history
  • Earthquake insurance for building & contents with a 5% deductible
  • $1 Million Liability
  • $500 Deductible


Insured Value of Contents ($)
Town Postal Code 80,000 100,000 125,000 150,000 200,000
Vancouver V6L 471 635 814 1189 1952
North Vancouver V7M 441 587 749 1090 1785
Richmond V6X 429 568 724 1051 1720
Coquitlam V3K 471 635 814 1189 1952
Surrey V4P 417 549 700 1013 1656
Victoria V8Z 339 431 542 776 1262
Kamloops V2H 382 499 633 916 1497
Kelowna V1W 377 492 623 901 1471
Prince George V2K 418 555 709 1030 1689