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CANADIAN DIRECT MBNA REWARDS® MASTERCARD® CREDIT CARD

Canadian Direct mbna rewards® MasterCard®Earn mbna rewards® points on all of your everyday purchases - at the mall, the grocery store, the restaurant, the gas station - anywhere!

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mbna rewards®

  • 1,000 bonus mbna rewards points after your first eligible purchase††
  • Earn 1 mbna reward point for every net retail $1 in eligible purchases‡
  • Low annual interest rate (AIR) of 14.99% for purchases and 16.99% for balance transfers and deposits
  • 1.99% promotional annual interest rate† (AIR) on balance transfers* and deposits* for the first 6 full months
  • 1,000 bonus mbna rewards points each year on your account anniversary date‡‡
  • No annual fee  
  • Redeem mbna rewards for travel, merchandise, gift certificates or cash back including a credit to your home and auto insurance
  • Enhanced security and protection with Chip & PIN technology and PayPass
  •  

    Point Value Redemption Item
    2,500 Points. $25 credit to your Canadian Direct Insurance Home or Auto Policy.

      

    The Toronto-Dominion Bank is the exclusive issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners.
    ® / MBNA and other trade-marks are the property of The Toronto-Dominion Bank.
      
    ‡ These are highlights of the mbna rewards program (the "Program") as it pertains to this credit card account. mbna rewards will be awarded on qualifying purchase transactions charged to your mbna rewards MasterCard credit card account. Complete terms and conditions describing eligibility of the Program, mbna rewards accrual, redemption of mbna rewards, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.
    ‡‡ To qualify for bonus anniversary points, your account must be in good standing and you must have made at least one purchase transaction on your account within the prior calendar year. This bonus will be applied annually following the anniversary date of your account opening. This promotion is offered by MBNA and may be amended or cancelled at any time without further notice.

    ††This is a one-time offer for new MBNA MasterCard credit card cardholders, or existing MBNA MasterCard credit card cardholders who qualify for an additional account. To qualify for this offer, cardholders must use their account for at least one purchase transaction. Please allow 8–10 weeks from the transaction date for the bonus points to be posted to your points account. Limit one-time 1,000 bonus point offer (no cash value) per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without further notice.

    *BALANCE TRANSFER/DEPOSIT TERMS
    B
    alance transfers and deposits will be fulfilled in the order listed and are treated as balance transfers or deposits, as the case may be, in accordance with your Account Agreement. The total value of balance transfers and deposits cannot exceed your credit limit. If the value is greater, we may send a partial payment to the named creditor/designated account. AS INDICATED IN THE INFORMATION BOX ON THIS APPLICATION, THERE WILL BE A TRANSACTION FEE EQUAL TO 1% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER AND DEPOSIT INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER AND DEPOSIT. Balance transfers, access cheques and deposits may not be used to pay off or pay down any account with us and, at our discretion, any account established or maintained by any of our affiliates.

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    ®Canadian Direct Insurance is a registered trademark of Canadian Western Bank used under license by Canadian Direct Insurance Incorporated