TRAVEL INSURANCE

TRAVEL MEDICAL INSURANCE

Single Trip and Multi Trip Annual

Travel Medical Insurance  $10,000,000 in coverage.

In the event of a medical emergency, your coverage includes:

  • Surgical procedures.
  • Hospital fees.
  • Doctors' visits.
  • Prescription drugs.
  • Ambulance.
  • Transportation of a family member to your hospital bedside.
  • Approved emergency air evacuation.
  • Return to your travel destination anywhere in the world during your coverage period, if you are air evacuated back to your home province for treatment.
  • The return of your vehicle if illness prevents you from driving it home.

In addition, there are several benefits that set Travel Direct apart from other plans. Some of our advantages include:

  • Optional coverage for unstable pre-existing conditions (up to $150,000).
  • Free and unlimited Travel Within Canada coverage on all annual Travel Direct medical plans.
  • We provide coverage for non-medical evacuation, up to $4,000.
  • Travel Delay Benefits - we’ll cover all necessary and reasonable lodging and restaurant expenses to a maximum limit of $300 per person, when flight is delayed for more than 4 hours.
  • Discounts
    • Companion Discount - Traveling with someone? Take advantage of our discount if 2 or more of you purchase a Travel Direct policy.
    • Annual Renewal Discount - We appreciate your business, and will offer a 10% discount to everyone who renews an annual worldwide Travel Direct medical plan.
    • Group Discounts - Save $$$ if booking a group of 15 or more.

Check your policy wording for full details.

Examples

The following are some real-life examples of how our insurance can save you from serious financial hardship following an accident or injury.

Teenager: Life-threatening Injuries

A teenager from Abbotsford, BC was on a school exchange program in Oaxaca, Mexico when he was riding in a vehicle driven by his home-stay parent. They were forced to swerve out of the path of an oncoming vehicle. The student was thrown from the car and sustained life-threatening injuries. His mother flew down to be with him, as soon as she heard of the accident, and spent two weeks in Mexico until her son was well enough to travel home.

Ambulance $426.00
Hospital fee $67,187.11
Mother’s expenses (transportation, accommodation, meals) $4,646.43
Provincial Medical Plan Contribution -$1,050.00
Out-of-pocket Cost $71,209.54

22-Year-Old Woman: Broken Ankle

A 22-year-old woman from Okotoks, AB was hiking in the Grand Canyon when she slipped on a loose rock and broke her ankle. She was evacuated from the canyon by helicopter and transported to a nearby clinic. The clinic was unable to deal with the injury, which turned out to be a complicated break, and the patient was transported to the nearest facility that was equipped to perform the necessary emergency surgery. She remained in hospital overnight and was discharged the following day.

Air evacuation from accident scene $5,600.00
Clinic fee $576.00
Air evacuation to larger facility $4,700.00
Hospital fee $9,700.00
Doctor’s fee $3,360.00
Provincial Medical Plan Contribution -$450.00
Out-of-pocket Cost $23,486.00

59-Year-Old Man: Internal & External Injuries

A 59-year-old man from Kamloops, BC was driving on an icy stretch of road in northern California when he lost control of his vehicle and crashed into an embankment at 90 km/h. He was pinned in his vehicle and sustained numerous injuries, both internal and external. He was taken to a nearby hospital where he underwent several emergency surgeries and then spent nine days recovering before being discharged. Although ICBC was the primary insurer in the case, the nature of the medical attention required meant that ICBC’s benefits were soon exhausted.

Ambulance $2,200.00
Hospital fee $348,563.27
Doctor’s fee $26,593.88
ICBC Contribution -$157,000.00
Provincial Medical Plan Contribution -$3,345.42
Out-of-pocket Cost $217,011.73

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